Georgia Federal Credit Union 50th Anniversary History / Trivia Contest Terms and Conditions.

No purchase necessary to enter or win. By participating in the contest, entrants agree to be bound by these terms and conditions. Entrants must be at least 18 years of age and a Georgia resident to be eligible to participate. Entries are limited to one per month per person with a valid e-mail address. Not open to employees or officials of Georgia Federal Credit Union. To enter, visit Georgia Federal Credit Union's official website www.gfcuonline.org and submit your answers to the history contest questions. A new contest with new questions will be posted each monthly for the first 6 months of 2008. Valid entries which have correctly answered all questions for the month will be entered into a random drawing. A $100 Visa gift card will be awarded to one winner per month. The odds of winning depend upon the number of correct entries received. Incomplete or incorrectly answered entries will not be eligible for the drawing. The Credit Union is not responsible for inaccurate entry information, whether caused by the participant or by any of the equipment or programming associated with or utilized in this contest, or by any technical or human error that may occur in the processing of entries. The Credit Union reserves the right, at its discretion, to modify, terminate or suspend this contest for any reason, including if technical problems or unauthorized human intervention deem it necessary. The Credit Union reserves the right, at its discretion, to disqualify any individual found to have tampered with the entry process or the operation of the contest or website or to have acted in violation of these rules. The decision of the Credit Union is final in determining the winners and the correctness of entries. No transfer, assignment, cash redemption or substitution of prizes is permitted except by the Credit Union. By entering the contest and accepting prizes, participants agree that the Credit Union will have no liability and will be held harmless for any liability, loss, injury or damage to property or to person associated with entering or winning the contest. Winners will be notified within one month of the drawing; drawings will be held within one month of the close of each contest period. Winners will be posted on the Credit Union's web site. Winners will be notified by e-mail and/or phone. If the Credit Union cannot establish contact with the winner, then the prize will be awarded to a second entrant in a random drawing. Any applicable taxes associated with winnings are the responsibility of the winner. By participating in this contest, winners consent to the use of their name, likeness, information or voice for promotional purposes without further consent or compensation.

First and Second Quarter Grand Prize Drawings

The First and Second Quarter drawings will be held among qualifying GFCU member transactions (e-transactions for the first quarter contest and mortgage loans for the second quarter.) By participating in the contest, entrants agree to be bound by these terms and conditions. Entrants must be at least 18 years of age and a Georgia resident to be eligible to participate. Not open to employees or officials of Georgia Federal Credit Union. To enter, visit Georgia Federal Credit Union's official website www.gfcuonline.org and sign up for e-services, or apply for and receive a Home Equity, First, or Second mortgage. The odds of winning depend upon the number of correct entries received. Non-qualifying applicants will not be eligible for the drawing. The Credit Union is not responsible for inaccurate entry information, whether caused by the participant or by any of the equipment or programming associated with or utilized in this contest, or by any technical or human error that may occur in the processing of entries. The Credit Union reserves the right, at its discretion, to modify, terminate or suspend this contest for any reason, including if technical problems or unauthorized human intervention deem it necessary. The Credit Union reserves the right, at its discretion, to disqualify any individual found to have tampered with the entry process or the operation of the contest or website or to have acted in violation of these rules. The decision of the Credit Union is final in determining the winners and the correctness of entries. No transfer, assignment, cash redemption or substitution of prizes is permitted except by the Credit Union. By entering the contest and accepting prizes, participants agree that the Credit Union will have no liability and will be held harmless for any liability, loss, injury or damage to property or to person associated with entering or winning the contest. Winners will be notified within one month of the drawing; drawings will be held within one month of the close of each contest period. Winners will be posted on the Credit Union's web site. Winners will be notified by e-mail and/or phone. If the Credit Union cannot establish contact with the winner, then the prize will be awarded to a second entrant in a random drawing. Both the first and second quarter prize drawings will generate a 1099 income tax form. Any applicable taxes associated with winnings are the responsibility of the winner. By participating in this contest, winners consent to the use of their name, likeness, information or voice for promotional purposes without further consent or compensation.

Georgia Federal Credit Union $50 Daily Cash Drawing Terms and Conditions.

No purchase necessary to enter or win. By participating in the contest, entrants agree to be bound by these terms and conditions. Entrants must be at least 18 years of age and a Georgia resident, and a member of GFCU in good standing to be eligible to participate. Not open to employees or officials of Georgia Federal Credit Union. To enter, visit Georgia Federal Credit Union's official website www.gfcuonline.org and submit your entry online in the $50 Daily Cash Drawing section. $50 will be award to one winner every day between January 1, 2008 and March 31, 2008. The odds of winning depend upon the number of correct entries received. Incomplete or incorrectly answered entries will not be eligible for the drawing. The Credit Union is not responsible for inaccurate entry information, whether caused by the participant or by any of the equipment or programming associated with or utilized in this contest, or by any technical or human error that may occur in the processing of entries. The Credit Union reserves the right, at its discretion, to modify, terminate or suspend this Daily Drawing for any reason, including if technical problems or unauthorized human intervention deem it necessary. The Credit Union reserves the right, at its discretion, to disqualify any individual found to have tampered with the entry process or the operation of the contest or website or to have acted in violation of these rules. The decision of the Credit Union is final in determining the winners and the correctness of entries. No transfer, assignment, cash redemption or substitution of prizes is permitted except by the Credit Union. By entering the contest and accepting prizes, participants agree that the Credit Union will have no liability and will be held harmless for any liability, loss, injury or damage to property or to person associated with entering or winning the contest. Winners will receive funds directly deposited into their Georgia Federal Credit Union Share account. Winners will be posted on the Credit Union's web site. Winners will be notified by e-mail and/or phone. If the Credit Union cannot establish contact with the winner, then the prize will be awarded to a second entrant in a random drawing. Any applicable taxes associated with winnings are the responsibility of the winner. By participating in this contest, winners consent to the use of their name, likeness, information or voice for promotional purposes without further consent or compensation.